Services
Loan Products - Purchase and Refinance
30-Year Fixed
A 30-year fixed loan offers a low monthly payment over a longer period of time. It's an attractive option to maximize payment flexibility.
20-Year Fixed
A 20-year fixed rate loan offers more payment flexibility compared to a 15-year mortgage without extending the term to 30 years.
15-Year Fixed
A 15-year fixed rate loan maximizes interest savings by aggressively paying off the loan quicker.
Adjustable Rate Mortgage (ARM)
An adjustable rate mortgage may have features that allow for the interest rate and payments to be fixed for an initial period, and adjust periodically after.
FHA Loan
The Federal Housing Administration offers excellent mortgage products for new home buyers and refinancing.
Conventional Loan
A mortgage loan insured by Fannie Mae or Freddie Mac with a maximum conforming loan limit of $726,200.
VA Loan
SoFi Home Loans is proud to be able to offer government-insured Veteran Administration loans to our military veterans.
Jumbo Loan
A loan amount which is larger than the conforming and/or high balance conforming loan limit
HELOC
Short for Home Equity Line of Credit, a HELOC is a revolving line of credit that allows homeowners to draw, as needed, and borrow against the equity in their property.
HELOAN
Short for Home Equity Loan, a HELOAN is a lump sum loan where the borrower receives a one-time disbursement of funds and repays in fixed installments.
The mortgage industry is always changing! There are other loan products available. Contact me for more information.
Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of 8/22/24.
SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. SoFi Bank, N.A. is currently able to issue and refinance mortgages in all states except Hawaii and purchase only for New York.
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