Document Checklist
Income
Properties Owned
Income
- Last two years W-2s or 1099s
- Most recent 30 day paystubs
- Social security awards letter
- Retirement/pension awards letter
Assets
Properties Owned
Income
- Most recent 2 months bank statement for checking/saving accounts (all pages)
- Most recent statement for investment accounts (including terms of withdrawal for 401k account)
Properties Owned
Properties Owned
Properties Owned
- Homeowners insurance declaration page
- Property tax bill
- Mortgage statement
- HOA statement (if applicable)
Purchase Loan
Drivers license/Passport or Government-issued ID
Properties Owned
- Purchase contract
- Earnest money deposit
- Homeowners insurance quote
Drivers license/Passport or Government-issued ID
Drivers license/Passport or Government-issued ID
Drivers license/Passport or Government-issued ID
Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of 3/12/25.
SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. SoFi Bank, N.A. is currently able to issue and refinance mortgages in all states except Hawaii and purchase only for New York.
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